LET'S START FRESH — TOGETHER
Bad credit? No credit? Feeling nervous? You’re not alone — and you’re not stuck.
At Driveway Direct, we make it easy to get the ride you need, without the pressure or judgment. Our Fresh Start Program is here to help you take the first step, no matter your credit history. We’ll walk you through it, answer your questions, and make sure you feel confident the whole way.
WHAT YOU NEED TO KNOW ABOUT FINANCING
WHAT IS BAD CREDIT, REALLY?
Bad credit just means your score is under 660 — and honestly, lots of people are in the same boat.
It can happen for all kinds of reasons, but it doesn’t mean you’re stuck. We work with lenders who understand real life and focus on helping you get moving again — no judgment, just support.
HOW CAN I BOOST MY CHANCES?
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Put a Bit Down
Even 10–20% shows you’re serious and helps with approval.
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Show You’ve Got Steady Work
A recent pay stub or letter from your job goes a long way.
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Pick a Practical Ride
Choosing a ride that fits your lifestyle (and budget) shows lenders you’re responsible.
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Ask a Co-Signer to Help Out
A family member or friend with good credit can make a big difference.
CAN I REFINANCE MY CURRENT LOAN?
You sure can — and it might actually save you money.
Refinancing could lower your payments, get you a better rate, or even put a little cash back in your pocket for other things you need right now.
WHY CHOOSE
DRIVEWAY DIRECT?
YOU’VE GOT OPTIONS—AND WE’LL HELP YOU FIND THEM
We work with Canada’s top lenders to make sure you’re getting great rates from names you can trust.
Even if this is your first time or things haven’t gone smoothly in the past, you’re not doing this alone—we’ve got your back every step of the way.
FAQ
1. Does applying affect my credit score?
No. Our pre-approval process is quick, easy, and doesn’t impact your credit score.
2. Can I still qualify if I’m self-employed?
Yes! We’ll work with you to verify your income through bank statements or other documents.
3. How soon can I get my ride?
Once approved, we’ll deliver your ride to your driveway in as little as 3-7 business days.
4. What if I don’t know my credit score?
No problem! Our team can help you check your score and guide you through the process.
5. Are there options within my budget?
Yes! We specialize in finding reliable, practical rides that fit your financial situation.
APPLY TODAY
Getting approved is easy with Driveway Direct. Our friendly finance experts are ready to craft a plan that fits your needs, so you can hit the road in no time. Start your journey by applying now—our team will guide you through all the available options.